Photo of Michael Rhea

Michael Rhea can be reached at mrhea@joneswalker.com or 225.248.2190.

Tom Cook’s article in the Baton Rouge Business Report provides helpful insight on the meaning and application of FEMA’s “substantial damage” standard to Baton Rouge homeowners affected by the August floods. Cook explains that determining “substantial damage” is a bit of “a mystery,” and that online research of the term may prove bewildering.

In short,

Louisianans in parishes affected by August flooding now have until Monday, Nov.14, 2016, to register for federal disaster assistance. The State of Louisiana and FEMA advise that the deadline to apply for disaster assistance has been extended, so that all eligible residents have enough time to apply for assistance. Federal officials hope this additional time

FEMA mitigation specialists will be stationed at the Home Depot at 9460 Cortana Blvd. in Baton Rouge from October 17, 2016 through Oct. 29, 2016 to answer questions, offer home improvement tips, and explain methods to prevent and lessen damage from future disasters. Free reference booklets on protecting your home from flood damage will also 

Deadline approaching: Friday, October 7, 2016, is the last day for Baton Rouge homeowners to apply for private property debris removal related to the August flood. The Associated Press reports the program allows for debris collection to go beyond curbside and into yards, with a signed right of entry agreement from a homeowner. Renters

FEMA has approved the Community Disaster Loan for Louisiana, which will provide aid to local governments affected by the historic flooding events of 2016 in South Louisiana. This program will provide loans directly to local governments that experienced substantial loss of tax and other revenue following the flooding. Funds provided through this program will be

The Louisiana Housing Corporation has released the 2016 Distressed Projects Initiative Notice of Funding Availability (NOFA).  The NOFA is designed to provide funding to financially distressed projects awarded 9% Low Income Housing Tax Credits (LIHTC) through the 2015 LIHTC Funding Round that are located in Hurricanes Ike and Gustav designated parishes. The deadline for submitting

The East Baton Rouge City-Parish government has launched the Private Property Debris Removal program, authorizing debris removal teams to collect flood debris extending 30 feet beyond the public right-of-ways and onto private properties. FEMA authorized the City-Parish to move forward with the program as long as homeowners sign a right-of-entry agreement. To participate, homeowners must

Due to the State of Emergency and the historic flooding in parts of Louisiana, the Commissioner of Insurance is promulgating Emergency Rule 28, which retroactively suspends statutory provisions of the Insurance Code concerning cancellations, terminations, non-renewals, and non-reinstatements of insurance policies due to a material change in the risk, and also gives insureds more