Tom Cook’s article in the Baton Rouge Business Report provides helpful insight on the meaning and application of FEMA’s “substantial damage” standard to Baton Rouge homeowners affected by the August floods. Cook explains that determining “substantial damage” is a bit of “a mystery,” and that online research of the term may prove bewildering.

In short,

Deadline approaching: Friday, October 7, 2016, is the last day for Baton Rouge homeowners to apply for private property debris removal related to the August flood. The Associated Press reports the program allows for debris collection to go beyond curbside and into yards, with a signed right of entry agreement from a homeowner. Renters

FEMA has approved the Community Disaster Loan for Louisiana, which will provide aid to local governments affected by the historic flooding events of 2016 in South Louisiana. This program will provide loans directly to local governments that experienced substantial loss of tax and other revenue following the flooding. Funds provided through this program will be